For
some weird reason, I totally forgot the rest of my target this year. I
mean, as what I remember, it should be five. But how come I only
remember four? Searched my notes,
planner, e-diary – cannot find anything as somehow I didn’t wrote it
down as I don’t want other people to know and later on everything will
be jinxed.
So now am racking my brain, but still unlucky. Are those peanuts I ate did not help me at all and only gave me breakouts? Grrrr…
Read
a blog the other day and it hits the spot. It was actually helpful
knowing that soon my age will not be in the calendar anymore. Took notes
of them as reference:
1.
Start saving for retirement now, not later
·
Educating yourself is the key – learn to understand boring things such as insurance, mortgage and investments
·
Starting
early is a big factor – I actually want to regret not doing it during
my early 20s. The 10 years that passed will make a big difference. It’s not
like I wanted
to spend my whole life living with paycheck to paycheck until my
retirement
2.
Don’t invest in anything you don’t understand
·
A
lot people asking you to join this and that – do not trust and make
your own investigation. Otherwise, you can consult people that have
expertise or have experience
on it.
3.
Pay all your debt as soon as possible
·
This
should be a top priority – keeping away from those shiny, tempting
credit cards is a key factor. Some says that if your debt is more than
10% of your gross annual
salary, it is a huge red flag, aww!
4.
Keep an emergency fund
·
I
read somewhere that it should be the equivalent of three times your
salary (which is somehow quite hard for someone with filial
responsibilities)
·
Being
ready in case some unfortunate event happen – e.g. job loss. Coz you
cannot foresee what might happen like when your career suddenly took a
worst turn.
5.
Start taking care of your health
·
I am guilty of not
taking good care of my body and now it’s showing. I’m continuously aging
and it’s hard to accept that truth. Damn those fats!
·
Previously
I can’t imagine myself making appointments with the doctor, coz the idea of doctors
and hospitals scares me to death. But managed to do it – twice.
·
Collagen? Badly needed it now. Should I start eating chicken feet?
·
Eat more veggies – eventhough it’s like a torture
·
Sleep better – ahmmmmm….
·
Exercise – weeeeeeell…. I will, I’ll try some zumba moves.
6.
Don’t spend time with people who don’t treat you well
·
Who
cares if you’re alone? Atleast it’s much better to be alone rather than
with someone who will make you feel miserable, right? Respect for
yourself dude, respect.
Don’t tolerate those intolerable people, period
·
They
say who you hang out with changes your life (for good or bad). They are
somewhat major influences in you. So stay away from miserable people,
coz they will consume
and drain you, unless you want to be miserable yourself. Instead,
surround yourself with people who will bring out the better version of
you.
7.
Be good to people you care about
·
It’s
not a bad thing to spend more time with the oldies – coz we
don’t know what might happen in the future. I may not be there everyday
with them, but constant
chat messages with my mom and sisters are like bridges to each other.
Even if messages are sometimes silly and full of line stickers
·
I
realized how short our life is whenever I think of what happened to my mom. I
was there, we were there. I feel guilty everytime I thought of that
moment coz I never
saw how serious her condition that time, I was more focused on playing
online games. How dense I am to pretend nothing is wrong. That what's in front of me is not real. How scared I am when she suddenly turned into someone whom
I am unfamiliar with.
8.
You can’t have everything so better to focus on doing few things really well
·
Reality
check, not everyone is good in everything. So instead of being prisoned
in a delusion, might well focus in a more realistic things that I know
am capable
of.
9.
Don’t be afraid to take risks
·
It is not too late to change. Being in the age bracket of 30s not the end of your life. Live your life the way you wanted it to be.
·
You can still think
outside of the box. There’s no harm in getting yourself out of your
comfort zone, coz you’re not supposed to be there forever. That will be toooo boring.
·
Career change? Why not! Do what you think will be good for you, inshallah!
·
Taking risks will
help you to further your growth and self-development. A few courses will
do, who cares if they do call you “ate” now?
10.
Travel while you can
·
The
experience you will get, super worth it. You’ll remember odd
experiences like begging to total strangers to change your whole notes
coz you can’t buy a train ticket
in Paris as it’s only accepting coins in the machine, or being frugal
and let six people crammed in one car just to have a free tour, or
getting lost in the middle of nowhere without any manual maps as you
depend on your gps navigator which fails to work in
the middle of your trip and the list goes on…
There are actually few more however, became too lazy to write it. So, I'll just end it here now.
